Payment systems supporting the purchase, sale of cryptocurrencies


Electronic payment systems for working with cryptocurrency are services with which you can equally manage digital and fiat assets, exchange them for each other, withdraw to external wallets and exchanges, pay for goods and services. Some EPS also allow you to order a debit card to spend assets in physical stores, and the conversion is done automatically at the exchange rate at the time of purchase.

The editorial staff of reviewed several popular payment systems that, as of 2021, allow working with cryptocurrencies.

Payment systems with bitcoin and other cryptocurrencies

1. AdvCash

Advcash payment system for buying and selling cryptocurrency
  • Website:
  • Cryptocurrencies: BTC, LTC, ETH, XRP, BCH, ZEC, stablecoins – USDT, USDC, DAI, PAX, TUSD, USDK
  • Fiat currencies: RUR, UAH, KZT, USD, EUR, GBP, BRL, TRY
  • Deposit / withdrawal methods: Visa / Mastercard, SEPA, terminals, cryptocurrencies, stablecoins
  • Verification: not required
  • Possibility of ordering a card: yes

AdvCash company has been working in the field of electronic finance for over twenty years. This is a full-fledged ecosystem that can work both independently and in conjunction with third-party services. In particular, a convenient opportunity is available to link the account of the Binance crypto exchange to the system in order to buy cryptocurrency for fiat money with automatic crediting to the exchange account. You can also sell cryptocurrency through AdvCash: the user transfers the required amount of funds to the issued address and receives fiat money on the balance in Advanced Cash.

2. Payeer

Payeer payment system for working with cryptocurrency
  • Website:
  • Cryptocurrencies: BTC, LTC, ETH, DASH, BCH, XRP, USDT
  • Fiat currencies: RUR, USD, EUR
  • Deposit / withdrawal methods: Visa / Mastercard / Maestro / MIR, Perfect Money, AdvCash, QIWI, cryptocurrencies
  • Verification: not required
  • Possibility of ordering a card: no

Payeer payment system is popular due to a fairly large selection of supported cryptocurrencies, as well as ease of use. A very simple and logical interface allows you to make deposits, withdrawals and exchange of funds without any problems, even for a beginner. In addition, Payeer launched the Payeer Exchange for trading cryptocurrencies, you can get into it directly from your wallet account, through the left menu. The commissions in the system are quite loyal, there are many ways to deposit and withdraw, although due to technical nuances, some of them are sometimes disabled.

3. Capitalist

Electronic payment system Capitalist with the ability to exchange cryptocurrencies and order a card
  • Website:
  • Cryptocurrencies: BTC, ETH, USDT
  • Fiat currencies: RUR, USD, EUR
  • Deposit / withdrawal methods: bank transfer SWIFT / SEPA, Capitalist checks, Visa / Mastercard, QIWI, YuMani, mobile operators, cryptocurrencies, services and services (Yandex.Direct, Google Adwords, etc.)
  • Verification: not required
  • Possibility of ordering a card: yes

The electronic payment system Capitalist is focused on working with businesses – there is a mass payout function, instant transfer of funds to advertising accounts, a business account that is issued to a legal entity, the ability to connect to your website for receiving payments, etc. Electronic checks allow you to transfer assets between accounts within the service without loss. For the convenience of payment, you can save frequent transactions in templates.

4. Perfect money

Perfect Money payment system with Bitcoin cryptocurrency
  • Website:
  • Cryptocurrencies: BTC
  • Fiat currencies: USD, EUR
  • Other assets: gold
  • Deposit / withdrawal methods: bank transfer, cryptocurrency, e-Voucher, terminals
  • Verification: not needed
  • Possibility to order a card: no

Perfect Money is a multifunctional payment system where you can work anonymously without providing personal data. Allows you to pay for goods and services, make instant currency exchange, accept payment (for business projects), issue or receive loans. You can send funds by internal transfer between accounts by e-mail or mobile phone number, another option is to use e-Voucher codes for this purpose. It is not yet possible to take crypto loans on the credit exchange, this function is available only for the dollar and the euro.

5. WebMoney (via Indx exchange)

Purchase, sale of cryptocurrency via EPS WebMoney and the Indx exchange
  • Website: and
  • Cryptocurrencies: BTC, ETH, BCH, LTC, DASH, XRP, XMR, IOTA, some tokens of blockchain projects
  • Fiat currencies: USD (WMZ), EUR (WME)
  • Other assets: gold (WMG)
  • Deposit / withdrawal methods: from the trader’s WebMoney account
  • Verification: Webmoney certification
  • Possibility to order a card: no

The Indx platform was created for trading the so-called “notes” – derivatives of cryptocurrencies and other assets. There are no commissions for operations, but there is a 0.8% commission for depositing funds into the system. Traders interact with each other without intermediaries, the exchange acts only as a guarantor of fair transactions. The platform uses analytical charts from TradingView, there is a Russian-language chat for traders. In the case of purchasing a share of any company in the form of a note, if dividends are paid on it, then the user also receives these dividends.

6. PayPal

PayPal payment system with cryptocurrency support
  • Website:
  • Cryptocurrencies: BTC, ETH, BCH, LTC
  • Fiat currencies: RUB, USD, EUR, many other world currencies
  • Deposit / Withdrawal methods: bank cards, bank account, Amex Send, cryptocurrency
  • Verification: not required
  • Possibility of ordering a card: yes

PayPal has supported cryptocurrency since 2020, namely, it allows you to buy and sell it using your personal account. Unfortunately, at the initial stage, only US residents (except for Hawaii) can use this opportunity. However, it is planned to expand the list of permitted jurisdictions in the near future. Cryptocurrency transactions are checked by the system for unauthorized activity in the same way as with fiat assets.

Other EPS with cryptocurrencies

A few examples of electronic payment systems that are still less popular in Eastern Europe (or do not support working with these jurisdictions at all):

  • Binance Pay. A payment service launched in February 2021 from the Binance exchange.
  • Revolut. British fintech company. In 2021, he plans to hold another round of financing and even more steadily gain a foothold in the market.
  • Spectrocoin. Service for storing and exchanging cryptocurrencies. It also allows you to order a debit card.
  • Cryptopay. The payment system is aimed at users from Britain and Europe. Supports GBP and EUR as fiat currencies, issues plastic cards.
  • BlackCatCard. Mobile application with the main currency – euro. Sends cards to EU countries and beyond.
  • Bitwala. Allows you to buy bitcoin or ether through a mobile application in a few clicks.
  • TRASTRA. EPS works mainly with euros and issues payment cards.
  • Wirex. Mobile application + multicurrency card. More than 12 traditional and cryptocurrency accounts.
  • Multifunctional payment platform with its own token, plastic card and many other functions.

We can also mention systems such as Neteller and Skrill, which allow the use of cryptocurrency through their payment partners.

How to choose a cryptocurrency payment system. Work tips

Systems differ from each other in many parameters:

  • Supported currencies and cryptocurrencies.
  • Deposit / withdrawal methods.
  • Operating fees.
  • Licenses and regulation.
  • Identity verification requirements.
  • Supported regions where EPS operates.
  • Availability of additional services such as debit cards, connecting an online merchant for business, bulk payments.

Based on these criteria, you need to choose a payment system that suits you. In addition, it is necessary to study the reputation of the project, read reviews on independent resources.

When registering, create a strong password and use a secure email address that is also protected by a strong password. The optimal choice for working with payment services is mail from Google, as it has the best security. The computer must always have the latest anti-virus software installed.

Pay close attention to the address in the browser bar, as there are many phishing sites with similar names. Your best bet is to bookmark and navigate through the correct site rather than searching each time you search. If the payment system makes it possible to set a protection code, then when transferring funds for the first time to a new counterparty, it is recommended to activate this option.


EPS with cryptocurrencies is one of the most comfortable modern ways of working with blockchain assets. In many cases, they can be very beneficial for exchanging and withdrawing funds, including to a card or payment systems focused only on fiat money (Qiwi, YuMani, etc.). Replenishment of the PS is possible from crypto-wallets, exchange accounts, as well as through exchangers. The withdrawal is also available in different ways, but you need to ensure that the fees are acceptable.

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