How to withdraw from the Binance exchange to a card, in fiat money: Conditions, commissions


Binance cryptocurrency exchange is an industry-leading trading platform that is popular for buying and selling over 270 different assets. Today the editorial staff of will talk about how you can withdraw money from Binance to a card, to an external crypto-wallet, to accounts of electronic payment systems (Advcash, Payeer), to the accounts of other crypto-exchanges with fiat (for example, to the licensed exchange from the HTP). Consider all possible options, from the obvious to the rare.

It should be noted right away: if you plan to work through a platform with fiat, for example, with rubles, then you will need to go through the identity verification procedure. Checking KYC / AML on the exchange includes the provision of passport data, your own photograph, as well as comparing a face “live” with a photograph. The actual preparation and sending of data takes 15-20 minutes, and their verification by moderators takes 1-2 days. If the answer is no, you will be notified of what exactly needs to be fixed and you can immediately try again.

To receive 10% cashback on commissions from Binance, use ID R3ZCPSYV during registration or follow the link. These terms apply to new accounts only.

Read also: major fiat exchanges.

How to withdraw funds to a card from the Binance exchange

There are two main ways to withdraw money from Binance to a card in rubles or another fiat currency – this is direct and through a third-party payment service. Let’s take a closer look at both methods.

How to withdraw from Binance by direct transfer to the card

To make a withdrawal to a card using the built-in functionality of the exchange, go to the “Fiat and Spot” wallet section.

Direct withdrawal to a bank card

Select the fiat currency of interest and click the “Withdraw” button at the end of the line. You can quickly find the desired asset using the search field.

click Conclusion in the main Binance account

Select the withdrawal method – bank card Visa / Mastercard / MIR. From time to time, methods may become unavailable, you will find out about this by the corresponding inscription Suspended for maintenance for one or another withdrawal method.

choose the Bank card method

Conditions for withdrawing rubles to a card with Binance *:

  • Commission + 250 rubles.
  • The transaction limit is 100,000 rubles.
  • The daily limit is 400,000 rubles.
  • The limit for the month is 1,500,000 rubles.

* always see the current conditions in the personal account of the exchange, because they change frequently.

Withdrawal to the card via EPS Advcash or Payeer

Direct withdrawal to a bank card is often unavailable. This may be due to various factors: lack of liquidity, technical work, problems on the side of the payment provider. If you urgently need to withdraw funds, you can use a workaround – that is, make a transfer from your Binance account to the Payeer or AdvCash payment system account (as of 08.12.2021 transfers to Yumani’s electronic wallet are temporarily unavailable), and from there – to the card, since both of these systems support this capability.

Conditions for withdrawing from Binance to AdvCash:

  • There is no commission.
  • Transaction limit 200 – 8,000,000 rubles.
  • The daily limit is 18,000,000 rubles.
  • The limit for the month is 18,000,000 rubles.

Terms of withdrawal from Binance to Payeer:

  • There is no commission.
  • The transaction limit is 100,000 rubles.
  • The daily limit is 400,000 rubles.
  • The limit for the month is 1,500,000 rubles.

Withdrawal through payment systems (Advcash, Payeer)

After transferring from the exchange to the EPS of Advcash or Payeer, you can use the withdrawal function to the card.

In Payeer, to do this, you need to click on the “Withdraw” button next to the desired currency or go to the “Transfer” section, which is on the right. After that, select the appropriate withdrawal option: VISA, Mastercard and MIR cards are supported.

Conditions for withdrawing to a card via Payeer:

  • Commission 2.99% + 45 rubles.
  • The transaction limit is 100 – 75,000 rubles.
  • The daily limit for one card is 525,000 rubles.
we withdraw to the card through the Payeer payment system

The transaction is carried out instantly.

If you have withdrawn money from Binance to AdvCash, then in order to receive it on a bank card, you will first need to go through verification, since withdrawal in this way is only available to verified users.

transfers to bank cards from Advcash wallet

After that, go to the “Transfer of funds” section and select the option of transferring to the card of the country you need.

Conditions for withdrawal via Advcash:

  • Commission 2.5%, but not less than 50 rubles (for RF cards).
  • Supported cards: VISA, Mastercard and MIR.
  • Transaction execution time: up to 3 working days, usually no more than 10 minutes.

Withdrawal (transfer) of cryptocurrency and stablecoins from Binance to another address

Any cryptocurrency or stablecoin can be withdrawn from the Binance exchange to an external wallet address. To do this, you also need to go to the “Fiat and Spot” section and click “Withdraw” next to the desired coin. Then:

  1. Paste the recipient’s address.
  2. Choose a network if the coin operates on several different blockchains. Specifying the wrong network will result in loss of funds, be careful. Fees for different networks also differ.
  3. Specify the amount and click “Send”. Confirm your action.
withdrawal from the Binance exchange to the address of the Bitcoin cryptocurrency

For example, the Binance exchange supports all three options for Bitcoin addresses, so you can enter any of them:

  • P2PKH (looks like 14eQD1QQb8QFVG8YFwGz7skyzsvBLWLwJS)
  • P2SH (looks like 3M6UcBNGZAW1HRjiFDMRcY5aXFrQ4F9E1y)
  • Bech32 (looks like bc1qgdjqv0av3q56jvd82tkdjpy7gdp9ut8tlqmgrpmv24sq90ecnvqqjwvw97)

Processing transactions with addresses of the latest format is the fastest and cheapest, but not all wallets support it yet.

How to withdraw to fiat through the Binance p2p platform

You can withdraw rubles or other fiat currencies from Binance using the Binance P2P platform. This service was created for the direct exchange of assets between verified users of the exchange. It works like this:

  1. On the page, the user selects the cryptocurrency that he wants to exchange, and also indicates in the filters the fiat currency (for example, RUB) that needs to be received, and the method of receiving it ( for example, Sberbank, Tinkoff).
Withdrawing cryptocurrency to fiat through the Binance p2p platform
  1. Next, the client chooses from the list of offers that meet the conditions, the one that he considers optimal. Clicks on the “Sell” button.
  2. After studying the detailed information and communication between the seller and the buyer, the buyer transfers the fiat to those details of the seller that he provides.
  3. After the seller confirms that he has received the payment, bitcoins in the indicated amount are automatically transferred from his account to the counterparty’s exchange account.

In this case, the exchange is only responsible for the security of the transaction, and fiat payments pass by it through external services and wallets. Currently, the fees for using the P2P platform are zero.

Withdrawal by internal transfer using an exchange

The Baksman exchange allows you to withdraw money from the exchange in a roundabout way, to any convenient wallet or card. Procedure of actions:

  • Go to the exchange’s website and register. You can exchange them without registration, but you will still need to specify your email address.
  • Choose the direction of exchange – from Binance USD (BUSD) to a convenient wallet, card or cryptocurrency.
  • Enter the amount and banking details.
  • Pay for the request by sending funds from Binance to the cryptocurrency address specified by the exchange.
Withdrawal by internal transfer via Yandex. Money exchange

Withdrawal to fiat through exchangers, p2p, other crypto-exchanges

You can also withdraw cryptocurrency from Binance in rubles by the following methods:

  • Cryptocurrency exchangers. With the help of exchangers, you can withdraw funds in almost any direction – to cards of different banks, electronic wallets and transfer systems, a mobile phone account, etc. You will need to create an application, and then make a transfer from the exchange to the address issued by the exchanger.
  • p2p sites (e.g. Bitzlato, Cryptolocator, Paxful, LocalBitcoins). There are quite a few platforms similar to Binance p2p. They work according to a completely similar principle, but the cryptocurrency is not debited from the account itself, but it must be sent to the address provided by the buyer.
  • Other crypto exchanges (e.g., OKEx, EXMO, Crex24, Yobit,, Kuna). By transferring bitcoins to another exchange with fiat support, you can often withdraw it on more favorable terms. Also, this option is suitable for use if the withdrawal is closed on Binance in the way you need.
  • Telegram bots (e.g. @btc_change_bot, @Chatex_bot)
Withdrawing bitcoin to Qiwi through the Kassa exchanger

Transferring rubles between verified accounts

It is possible to withdraw money from Binance to another account of the same exchange. To do this, both the sender and the recipient must have a verified account.

Go to the withdrawal section and select the “Transfer fiat” option.

Indicate the amount of the transfer, the recipient’s email address or his phone number. Optionally, you can leave a note. Transfer fees are not charged.

The recipient will receive a notification by email or SMS. He must log in and confirm the transaction within five days, otherwise it will be canceled.


Now you know about all possible ways of withdrawing cryptocurrency and fiat from the Binance exchange today. Due to the fact that direct withdrawal to a bank card is often disabled, it does not hurt to know about fallback options that will help you get your money when you need it. When choosing this or that method, pay attention to the fact that it is profitable – each service charges commission fees, but their amounts vary. After analyzing all the available paths, you will find the best option at the moment.

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