Desktop (desktop, computer) wallets for cryptocurrencies: overview, features, examples of wallets


Desktop cryptocurrency wallets are a convenient option for managing funds for those who often transact from a computer or laptop. These wallets have a fairly good level of security, work quickly and stably. There are options for desktop wallets for almost all existing cryptocurrencies, both top-end (Bitcoin, Ethereum, Ripple) and rare ones.

The editorial staff of has sorted out all the pros and cons of such wallets, and also compiled a list of the most reliable and comfortable applications for different platforms. Nevertheless, we want to remind you that at the moment there is nothing better and safer than hardware wallets for long-term storage of large amounts.

We recommend looking at: a list of cryptocurrency wallets of all types.

What are desktop wallets and what are their features

Desktop (desktop, computer) wallet for cryptocurrency is a downloadable application that is installed on a PC / laptop and provides connection to the blockchain, transaction management (sending, receiving), balance control. These are the main functions, but the application can also be equipped with additional ones, of which the most common is a built-in exchanger from one currency to another.

Desktop cryptocurrency wallets are used to store the private keys of cryptocurrencies on the local computer. It is much safer than storing keys on a server (as happens when using an online wallet), since you do not need to give this confidential information to third parties. However, threats are still present, because desktop wallets are “hot” – they work only when connected to the Internet. Another danger lies in the computer itself if it is not sufficiently protected from viruses and spyware. So a lot depends on the behavior of the user himself.

Best Desktop Wallets for Cryptocurrency

Below are examples of applications for storing bitcoin and other digital currencies that are particularly popular. All of them are multiplatform, that is, there are versions for Windows, Linux, MacOS operating systems.

Exodus wallet

Exodus wallet

Exodus is a flexible wallet for storing large amounts of cryptocurrencies. Works since 2016, is closed source. One application allows you to both store cryptocurrency and exchange it. The developers call it their goal to make it as easy as possible to work with the crypt, so that it is available even to beginners – and so far they have succeeded.

Download the Exodus desktop wallet on the official website:


  • 115+ assets.
  • No registration required.
  • Intuitive controls.
  • There are different interface themes.
  • The commission is set automatically.
  • Trezor hardware wallet support.

Electrum wallet

Electrum wallet

Electrum is an open source desktop wallet that only supports Bitcoin (BTC) cryptocurrency. Equipped with powerful security and anonymity features, multisig technology is supported. Not too easy to use and hardly suitable for beginners, but professionals have long appreciated all its advantages and are actively using them.

Download the Electrum desktop wallet on the official website:


  • Only works with Bitcoin.
  • No registration required.
  • Not the easiest interface and management.
  • The commission is regulated.
  • Supports hardware wallet Ledger, Trezor, KeepKey.

Jaxx wallet

Jaxx was created in 2014 by Ethereum co-founder Anthony Di Iorio. Supports many cryptocurrencies and blockchains. Also available in the form of a mobile app and even a Chrome browser extension. The functionality includes a wallet, portfolio management, market tracking, news feed.

Download the JAXX desktop wallet from the official website:


  • 90+ assets.
  • No registration required.
  • Built-in apps Changelly, ShapeShift, etc. for instant currency exchange.
  • The commission is set automatically.
  • There is Block Explorer for tracking transactions and addresses.

Bitcoin Core wallet

Bitcoin Core wallet

Bitcoin Core is the official desktop bitcoin wallet. Very secure and anonymous. At the same time, the plus and minus of this wallet is the need to download a full copy of the blockchain (over 200 GB) to your computer, which takes both time and space on your hard disk. But the reliability of this method of interacting with the blockchain is at the highest level.

Download the Bitcoin Core desktop wallet on the official website:


  • Only works with Bitcoin.
  • Quite difficult to install and use.
  • Supports related software such as the libsecp256k1 cryptographic library, etc.
  • The commission is regulated.
  • Open source.

How to create and use a desktop wallet

Let’s look at the process of creating a desktop wallet using the Electrum application for bitcoin as an example. Need to:

  1. Go to the official website in the Download section
  2. Select the version for your operating system. There is also a portable version for Windows.
  1. Run the downloaded file. If the system prevents the launch, then give permission manually (click “More”, and then “Run anyway”).
  2. The installation wizard will start. You can either download a previously created wallet and enter a password for it, or click “Create a new wallet”. In the first case, the application will immediately open access to transactions.
  1. In the second case, come up with a name for the new wallet and click “Next”.
  1. Select your wallet type. You can create a wallet with two-factor authentication or multisig. You can also import addresses and keys previously created using other applications.
  1. In the next step, choose how you want to create or restore a seed phrase. Leave the first option if you are creating a wallet for the first time.
  1. Indicate what type of bitcoin addresses will be used in work.
  1. Save your seed in a safe place.
  1. Enter the seed you wrote down.
  1. The next step is to create a password for your wallet.

After clicking the “Next” button, everything is ready. You can send and receive transactions.

Other desktop wallets are created in a similar way. There are always steps to create a password and seed phrase, after which the wallet file is encrypted and saved on the hard disk.

Desktop wallets for Bitcoin (BTC)

Bitcoin wallets for computers running Windows, Mac, Linux:

  • Armory.
  • Bitcoin Core.
  • Bitcoin Knots.
  • Bither.
  • BitPay.
  • Electrum.
  • Wasabi.
  • Coinomi.
  • Guarda.
  • Atomic Wallet.
  • BC Vault.
  • Copay Bitcoin Wallet.
  • OWNR.
  • ArcBit.
  • Agama.

Desktop wallets for Ethereum (ETH) and ERC-20 tokens

Ethereum wallets for computers running Windows, Mac, Linux:

  • Guarda Wallet.
  • Token Pocket.
  • Monedero.
  • Magnum Wallet.
  • Coinomi.
  • Ethereum Wallet (official).
  • Exodus.
  • Atomic Wallet.
  • Sugi.
  • Evercoin Wallet.
  • Etherwall.
  • OWNR.
  • Emerald.
  • JAXX Wallet.
  • Lumi Collect.
  • Eidoo.
  • SelfKey Wallet.
  • HB Wallet.

Multicurrency wallets for a computer / laptop

Multicurrency wallets for computers running Windows, Mac, Linux:

  • Exodus.
  • Token Poket.
  • Jaxx.
  • Magnum Wallet.
  • Coinomi.
  • Guarda Wallet.
  • Atomic Wallet.
  • OWNR.
  • Agama.

Advantages and disadvantages

Pros: ✅

✅  Convenient for those who like to make daily transactions from a computer.

✅  Private keys are stored directly on your device; developers do not have access to them.

✅  As a rule, it has a wide functionality and a comfortable interface, support for almost all known cryptocurrencies.

Cons: ❌

❌  Using such a wallet, you are tied to a specific computer or laptop.

❌  The wallet constantly communicates with the Internet.

❌  You need reliable protection of your computer from viruses and breakdowns, creating backups.


Using desktop cryptocurrency wallets is definitely a safer solution than online services, although each has its pros and cons. Try to take your time and weigh the pros and cons before transferring your savings to no one knows where. Opt for a reputable service that has been in operation for at least two years.

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